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Home Owners Insurance | Top Companies: This Week's Reviews |
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| Services Offered: Home Insurance, Life Insurance, Health Insurance, Auto Insurance |
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| Company Overview: Insurance.com was founded in the suburbs of Cleveland Ohio and is an independent business. They are associated with many top insurance companies. |
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| Our Review: Insurance.com seems to have too much information on their site, and the layout is not efficient for consumers. However, having the comfort of using a small insurance company that is more personable than a major corporation might be worth the confusion of the web presence. |
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| User Review: I like that Insurance.com offers a policy for all my insurance needs, and they aren’t some giant corporation that doesn’t care about their customers. There is so much information that is helpful on their website, and their customer service is great. |
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| Services Offered: Home Insurance, Condo Insurance, Renter’s Insurance, Auto Insurance, Motorcycle Insurance, R.V. Insurance, Snowmobile and Watercraft Insurance, Life Insurance, Health Insurance, Commercial Insurance |
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| Company Overview: Electric Insurance was established as a worker’s compensation provider in 1927, and began selling personal insurance to their employees in the 1960’s. In 1966, the company was licensed as a property and casualty insurer and began selling insurance for everyone. They insure 135,000 policyholders in the U.S. |
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| Our Review: My family has been insured by this company for years, so when I struck out on my own to get insurance for my home, I came to them and I wasn’t disappointed. They were very friendly and helpful, and there was no pressure to buy from them. |
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| User Review: This is a private company, and as such their rates might be slightly higher than some companies. However, they seem to pride themselves on their excellent customer services, and that might make it worth the money. The website is very well set up, and easy to navigate. |
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| Services Offered: Home Insurance, Auto Insurance, Health Insurance, Life Insurance, Business Insurance. |
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| Company Overview: The company was founded in 1989, provides one stop insurance shopping, and is affiliated with many major insurance companies. |
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| Our Review: The site layout for this company is very well executed, and they offer information to the consumer along with the insurance quotes they give. The site seems very sales oriented at first glance, but once you find the information pages, there’s so much information there that you might forget you were shopping for insurance. |
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| User Review: I did not like using this website for my home insurance needs. They seem to care more about the sales than the customer, even though I did find lots of helpful information on the site. Somewhere on every page of there site, there is a link to get a quote, like they were trying to pressure me into buying a policy. |
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| Services Offered: Home Insurance, Health Insurance, Auto Insurance, Life Insurance, Dental Insurance, Group Health Plans |
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| Company Overview: Insurelane.com works with many of the top insurance companies and uses its website to offer free quotes to consumers |
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| Our Review: As far as insurance websites go, this is one of the best for an efficient layout, and pertinent information. Not only do they have general information, they also have state-specific information available. |
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| User Review: Shopping on this site was easy and informational. I was offered multiple quotes by filling out one simple form, and wasn’t pressured into buying anything, but the option was there if I wanted to. |
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Other Top Companies for Home Owners Insurance : |
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State Farm Insurance
Address : One State Farm Plaza
Bloomington, IL 61710
Phone : 660-744-5838
http://www.statefarm.com
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Liberty Mutual Insurance Company
Address : 175 Berkeley Street
Boston, Massachusetts 02116
Phone : 800-837-5254
http://www.libertymutual.com
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Allstate Insurance Company
Address : P.O. Box 12055
1819 Electric Rd. S.W.
Roanoke, VA 24018
Phone : 800-ALLSTATE
http://www.allstate.com
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Nationwide Insurance
Address : One Nationwide Plaza
Columbus OH 43215-2220
Phone : 877-OnYourSide
http://www.nationwide.com
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| How To Select The Best Company For Home Owners Insurance |
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Finding a good homeowners’ insurance company is essential to protect your investment. Choosing the right policy may not always mean choosing the cheapest homeowners insurance policy, either. To ensure that you’re getting the coverage that you need, you will need to do your research. In today’s e-commerce driven society, this is a simple task for anyone who can get on the internet. However, sometimes the technical insurance terms may get confusing. A good place to start is to ask family and friends for referrals. Often, if they have had a successful relationship with a company, then they would be willing to recommend them to a friend. If someone offers up a company, but doesn’t like them, then it’s obvious to shy away from that company. In the insurance world, referrals are a great resource because you want to ensure you’ll be getting the services you need, but also make sure the company is a good one. Another important thing to be aware of is the coverage that are offered with your insurance quotes. Homeowner’s insurance is very important, and should be treated as such. If you do not understand any of the technical language in your quote, feel free to ask the company that gave it to you, and if they cannot help you, you should definitely not work with them. Also, you need to make sure that all the coverage that you are offered suits your needs. If there is too much, or not enough, you can request that they change it. However, they are usually pretty accurate. As long as you do your research and don’t jump into the first company you find, finding homeowners insurance should be fairly easy and stress free. And as with any insurance, you can always contact a local independent insurance agency for support and assistance, if that would be better for you.
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